
See exactly how your income is structured today and where the friction points are costing you thousands annually.
Understand the three categories every dollar falls into and why most high earners are stuck in the wrong one.
Learn why buying property alone doesn't guarantee tax efficiency and what actually needs to happen for it to work.
Discover how passive apartment investing creates tax efficient cash flow without creating another full time job.
A side-by-side visual showing how identical capital behaves differently based on structure, not performance.
The exact thinking model Dan uses to evaluate where capital should go as income scales and tax exposure grows.
If You're a High Earner, Taxes Are Likely Your Largest Lifetime Expense
Most high earners believe:
Most high earners overpay taxes not because they lack income or opportunity, they overpay because their money is structured incorrectly.
The problem is not income.
The problem is not effort.
The problem is not opportunity.
The problem is structure.
Taxes are not random.
They are the direct result of:
And the good news?
Structure can be changed.
The Three Tax Buckets Every Dollar Falls Into
Income taxed at ordinary rates:
This is where most high earners live and where taxes quietly compound year after year.
Capital that can be structured intentionally:
This is where real tax strategy actually begins.
Income structured to reduce or defer taxes legally.
This is where real estate can work, but only when done correctly.
Fix the structure and taxes follow.
"I learned this lesson early, not from textbooks, but from experience. I watched talented people make great money during their careers and still struggle financially afterward. It was never about how much they earned. It was about where their money was placed and what role it was forced to play."
That lesson shaped how Dan approaches real estate, capital placement, and long-term wealth, and why Granite Towers Equity Group was built around conservative structure, cash flow, and alignment.